Beware the millennium

IMAGINE that you have a savings ac count, the kind for which a little blue passbook serves as your record. There your small stash rests, year after year, accruing interest at the modest rate of 4% or so. You don't track this money daily. In fact, you mislaid the passbook. And then, sometime in the spring of 2002, you drop by your bank and discover: no record of your account exists in the bank's computers.